Wise Best exchange rate
Wise debit card
45k0.43%-0.65% conversion fee
The best travel card for Türkiye
Cards, cash and FX fees for Australian travellers.
Cards, cash and FX fees for Australian travellers. The lira has been through years of high inflation, so prices quoted in older guides are meaningless. Pay in lira, never in euros or dollars at a tourist-facing exchange rate.
Mostly - cards work in cities and tourist areas in Türkiye, but you still need cash outside them.
5 travel card options for Türkiye, compared
Revolut No weekday FX fee
Revolut Standard
30k0% FX fee
Compare only
ING Orange Everyday
Orange Everyday
22k0% with monthly criteria
ubank Spend
Spend account
9k0% international fee
Macquarie Transaction Account
Transaction account
6k0% international fee
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Card | FX fee | ATM | Annual fee |
|---|---|---|---|
| Wise Partner | 0.43%-0.65% conversion fee | 2 free withdrawals/month up to $350, then 1.75% | $0 |
| Revolut | 0% on weekdays, up to 1% on weekends | $350/month fee-free, then 2% | $0 |
| ING Orange Everyday | Rebated if you meet the monthly criteria | International ATM fees rebated with criteria met | $0 |
| ubank Spend | 0% international transaction fee | $0 from ubank, ATM operator fees may apply | $0 |
| Macquarie Transaction Account | 0% foreign transaction fee | $0 from Macquarie | $0 |
Paying for things in Türkiye
Can you pay by card in Türkiye?
Very good in cities and resorts, including contactless. Bazaars, dolmus minibuses and small rural businesses are cash-only.
Cash and ATMs in Türkiye
Use bank ATMs (Ziraat, Garanti, Is Bankasi) and always decline their conversion offer. Withdraw lira, not euros.
Carry the equivalent of AUD $80-$150 in lira for markets, taxis and minibuses.
Do you tip in Türkiye?
Around 10% in restaurants, and rounding up for taxis. Tipping is more expected here than in most of Europe.
Worth knowing about paying in Türkiye
Never accept a price quoted in euros or US dollars in a shop - the rate applied will be far worse than your card's.
Before you pay for anything in Türkiye
Pay in Turkish lira or Australian dollars?
The terminal will offer you both. One of them is materially more expensive.
How much cash to take overseas
What Türkiye needs in cash, next to 35 other destinations.
How to avoid ATM fees overseas
Three fees stack on a withdrawal. Two of them are avoidable outright.
What one Australian dollar buys in Türkiye
₺34.5 TRY per AUD
Last recorded rate
These are mid-market rates - the rate banks trade at, published by the European Central Bank. It is not what you will be offered. Expect a card or exchange service to take 0.5% to 5% off it, which is exactly what our travel money comparison is for. Past movement doesn't predict future rates, and none of this is financial advice.
View the numbers as a table
More Türkiye essentials
Türkiye visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to Türkiye
Search fares from Australia, then sort the rest of the trip.
Türkiye eSIM plans
Instant data, no physical SIM required.
Türkiye travel insurance
Medical, cancellation and luggage cover for Australian travellers.
Türkiye airport transfers
Trains, buses, private transfers and taxis compared.
Driving in Türkiye
International Driving Permit rules and car hire for Australians.
Türkiye travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in Türkiye
Attractions, tours and passes worth booking ahead.
Further reading: Travel money for Australians: cards, cash and the fees nobody mentions
How these comparisons are made
Cards are compared on the three fees that actually cost travellers money - the FX margin, ATM fees and account fees - using each issuer's published rates. Jamie has personally spent on travel cards recommended here while overseas. Cash-versus-card guidance is researched per destination rather than copied between pages, because a card strategy that works in Stockholm fails in Osaka. Read the full editorial policy.
Planning Türkiye?
We will send you the Türkiye guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.