EKTA
Standard
2k$22 AUD
Compare travel insurance for South Africa
Medical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with South Africa. Private hospitals in Cape Town and Johannesburg are excellent and expensive; public facilities are not an option for visitors. Insurance is essential.
7 insurance options for South Africa, compared
Klook
Travel insurance
Set at quote
Fast Cover Cheapest
Comprehensive
9k$23.50 AUD
Compare only
Cover-More Most popular
Comprehensive Plus
15k$26.50 AUD
Compare only
InsureandGo
Gold
5k$28 AUD
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Allianz Travel
Comprehensive
11k$29.50 AUD
Compare only
Southern Cross Travel Insurance
Comprehensive
7k$32 AUD
Compare only
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Standard | $100,000 | Optional add-on | $0 | $22 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Comprehensive | Unlimited | Unlimited | $200 | $23.50 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $26.50 |
| InsureandGo | Gold | Unlimited | Unlimited | $200 | $28 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $29.50 |
| Southern Cross Travel Insurance | Comprehensive | Unlimited | Unlimited | $100 | $32 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for South Africa instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Health risks and cover in South Africa
Vaccinations for South Africa
Hepatitis A and typhoid usually recommended. Malaria prophylaxis is advised for Kruger and the low-veld between roughly September and May - see a travel doctor 6-8 weeks ahead.
Can you take your medication to South Africa?
Bring prescriptions in original packaging with a copy of the script. Pharmacies in cities are well stocked.
Health and safety risks in South Africa
- Malaria in Kruger and the northeastern low-veld
- Violent crime - opportunistic robbery is a genuine risk in parts of Johannesburg and Cape Town
- Strong currents and shark activity on some coastlines
- Road trauma, particularly at night and on rural roads
More South Africa essentials
South Africa visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to South Africa
Search fares from Australia, then sort the rest of the trip.
South Africa eSIM plans
Instant data, no physical SIM required.
South Africa money and cards
Cards, cash and FX fees for Australian travellers.
South Africa airport transfers
Trains, buses, private transfers and taxis compared.
Driving in South Africa
International Driving Permit rules and car hire for Australians.
South Africa travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in South Africa
Attractions, tours and passes worth booking ahead.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
How these comparisons are made
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
Planning South Africa?
We will send you the South Africa guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.