Wise Best exchange rate
Wise debit card
45k0.43%-0.65% conversion fee
The best travel card for Taiwan
Cards, cash and FX fees for Australian travellers.
Cards, cash and FX fees for Australian travellers. Taiwan is excellent value - night market meals run a few dollars and the metro is among the cheapest in Asia.
Mostly - cards work in cities and tourist areas in Taiwan, but you still need cash outside them.
5 travel card options for Taiwan, compared
Revolut No weekday FX fee
Revolut Standard
30k0% FX fee
Compare only
ING Orange Everyday
Orange Everyday
22k0% with monthly criteria
ubank Spend
Spend account
9k0% international fee
Macquarie Transaction Account
Transaction account
6k0% international fee
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Card | FX fee | ATM | Annual fee |
|---|---|---|---|
| Wise Partner | 0.43%-0.65% conversion fee | 2 free withdrawals/month up to $350, then 1.75% | $0 |
| Revolut | 0% on weekdays, up to 1% on weekends | $350/month fee-free, then 2% | $0 |
| ING Orange Everyday | Rebated if you meet the monthly criteria | International ATM fees rebated with criteria met | $0 |
| ubank Spend | 0% international transaction fee | $0 from ubank, ATM operator fees may apply | $0 |
| Macquarie Transaction Account | 0% foreign transaction fee | $0 from Macquarie | $0 |
Paying for things in Taiwan
Can you pay by card in Taiwan?
Good in department stores, hotels and chain restaurants. Night markets, small eateries and local buses are cash-only.
Cash and ATMs in Taiwan
Convenience store ATMs (7-Eleven, FamilyMart) accept Australian cards reliably, which makes cash easy to get at any hour.
Carry NT$2,000-NT$4,000. Taiwan is more cash-based at street level than its infrastructure suggests.
Do you tip in Taiwan?
Not customary and can confuse. Restaurants often add a 10% service charge. Rounding up a taxi fare is the most anyone does.
Worth knowing about paying in Taiwan
An EasyCard covers the metro, buses, trains and convenience stores, and is the single most useful thing to buy on arrival.
Before you pay for anything in Taiwan
Pay in New Taiwan dollar or Australian dollars?
The terminal will offer you both. One of them is materially more expensive.
How much cash to take overseas
What Taiwan needs in cash, next to 35 other destinations.
How to avoid ATM fees overseas
Three fees stack on a withdrawal. Two of them are avoidable outright.
What one Australian dollar buys in Taiwan
NT$22.5 TWD per AUD
Last recorded rate
These are mid-market rates - the rate banks trade at, published by the European Central Bank. It is not what you will be offered. Expect a card or exchange service to take 0.5% to 5% off it, which is exactly what our travel money comparison is for. Past movement doesn't predict future rates, and none of this is financial advice.
View the numbers as a table
More Taiwan essentials
Taiwan visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to Taiwan
Search fares from Australia, then sort the rest of the trip.
Taiwan eSIM plans
Instant data, no physical SIM required.
Taiwan travel insurance
Medical, cancellation and luggage cover for Australian travellers.
Taiwan airport transfers
Trains, buses, private transfers and taxis compared.
Driving in Taiwan
International Driving Permit rules and car hire for Australians.
Taiwan travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in Taiwan
Attractions, tours and passes worth booking ahead.
Further reading: Travel money for Australians: cards, cash and the fees nobody mentions
How these comparisons are made
Cards are compared on the three fees that actually cost travellers money - the FX margin, ATM fees and account fees - using each issuer's published rates. Jamie has personally spent on travel cards recommended here while overseas. Cash-versus-card guidance is researched per destination rather than copied between pages, because a card strategy that works in Stockholm fails in Osaka. Read the full editorial policy.
Taiwan money & payments FAQs
Do Australians need a visa for Taiwan?
No. Australian passport holders can enter Taiwan visa-free for up to 90 days. There is no fee and no travel authorisation, but you must submit the free Taiwan Arrival Card online before you arrive.
What is the Taiwan Arrival Card and do I have to fill it in?
Yes. Taiwan abolished paper arrival cards on 1 October 2025 and every visitor now submits the Taiwan Arrival Card (TWAC) online instead. It is free on the National Immigration Agency site and takes about two minutes. Sites charging a fee for it are resellers.
Planning Taiwan?
We will send you the Taiwan guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.