EKTA
Standard
2kMedical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with Laos, and medical facilities are the most limited in mainland Southeast Asia. Anything serious means evacuation to Thailand, so insurance with medical evacuation cover is essential rather than advisable.
Standard
2kTravel insurance
Comprehensive
9kComprehensive Plus
15kGold
5kComprehensive
11kComprehensive
7kPrices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Standard | $100,000 | Optional add-on | $0 | $24 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Comprehensive | Unlimited | Unlimited | $200 | $25 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $28.50 |
| InsureandGo | Gold | Unlimited | Unlimited | $200 | $30 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $32 |
| Southern Cross Travel Insurance | Comprehensive | Unlimited | Unlimited | $100 | $35 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Laos instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Hepatitis A and typhoid usually recommended; rabies and Japanese encephalitis for rural or longer stays. See a travel doctor 6-8 weeks ahead.
Bring your full supply. Counterfeit medication is common in Lao pharmacies.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
We will send you the Laos guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.