Compare travel insurance for Italy

Medical, cancellation and luggage cover for Australian travellers.

Medical, cancellation and luggage cover for Australian travellers. Australia has a Reciprocal Health Care Agreement with Italy covering medically necessary public treatment for up to six months. Show your Australian passport and Medicare card. It doesn't cover ambulance costs in all regions, repatriation, or private hospitals - travel insurance is still needed.

7 insurance options for Italy, compared

EKTA

Gold

2k
Overseas medical expenses to US$150,000No excess to pay on a claimSold per day, so a long trip costs proportionally
$36.48 AUD

Klook

Travel insurance

Priced per destinationMedical, cancellation and baggageAdventure cover options
Set at quote

Fast Cover Best value

Standard Saver

9k
Overseas medical expensesTrip cancellationLuggage & personal items
$18.10 AUD
Compare only

InsureandGo

Gold

5k
Overseas medical expensesTrip cancellationLuggage & personal items
$20.30 AUD
Compare only

Cover-More Most popular

Comprehensive Plus

15k
Overseas medical expensesTrip cancellationLuggage & personal items
$21.90 AUD
Compare only

Allianz Travel

Comprehensive

11k
Overseas medical expensesTrip cancellationLuggage & personal items
$24.50 AUD
Compare only

Southern Cross Travel Insurance Lowest excess

International Comprehensive

7k
Overseas medical expensesTrip cancellationLuggage & personal items
$26.10 AUD
Compare only

Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.

Compared side by side

InsurerPolicyMedicalCancellationExcessFrom (AUD)
EKTA PartnerGoldUS$150,000Not included$0$36.48
Klook PartnerTravel insuranceLimit set at quoteIncludedSet at quoteSet at quote
Fast CoverStandard SaverUnlimited$25,000$200$18.10
InsureandGoGoldUnlimited$20,000$200$20.30
Cover-MoreComprehensive PlusUnlimitedUnlimited$200$21.90
Allianz TravelComprehensiveUnlimitedUnlimited$250$24.50
Southern Cross Travel InsuranceInternational ComprehensiveUnlimitedUnlimited$100$26.10

A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Italy instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.

Health risks and cover in Italy

Vaccinations for Italy

No vaccinations required.

Can you take your medication to Italy?

Bring prescriptions in original packaging with a doctor's letter. Pharmacies (farmacia) are excellent and pharmacists can advise on minor issues.

Health and safety risks in Italy

  • Summer heatwaves, increasingly severe
  • Pickpocketing on Rome and Naples public transport
  • Ticket and taxi scams around major stations

Further reading: Travel insurance for Australians: what Medicare actually covers overseas

How these comparisons are made

Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.

Italy travel insurance FAQs

Does Medicare cover me in Italy?

Partly. Australia's Reciprocal Health Care Agreement with Italy covers medically necessary treatment in the public system for up to six months. Bring your Medicare card and passport. It won't cover private hospitals, repatriation or all ambulance costs, so insurance is still worth holding.

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