Wise Best exchange rate
Wise debit card
45k0.43%-0.65% conversion fee
The best travel card for Greece
Cards, cash and FX fees for Australian travellers.
Cards, cash and FX fees for Australian travellers. Around €0.61 to the dollar. Greece is one of the better-value countries in the eurozone once you leave Santorini and Mykonos.
Mostly - cards work in cities and tourist areas in Greece, but you still need cash outside them.
5 travel card options for Greece, compared
Revolut No weekday FX fee
Revolut Standard
30k0% FX fee
Compare only
ING Orange Everyday
Orange Everyday
22k0% with monthly criteria
ubank Spend
Spend account
9k0% international fee
Macquarie Transaction Account
Transaction account
6k0% international fee
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Card | FX fee | ATM | Annual fee |
|---|---|---|---|
| Wise Partner | 0.43%-0.65% conversion fee | 2 free withdrawals/month up to $350, then 1.75% | $0 |
| Revolut | 0% on weekdays, up to 1% on weekends | $350/month fee-free, then 2% | $0 |
| ING Orange Everyday | Rebated if you meet the monthly criteria | International ATM fees rebated with criteria met | $0 |
| ubank Spend | 0% international transaction fee | $0 from ubank, ATM operator fees may apply | $0 |
| Macquarie Transaction Account | 0% foreign transaction fee | $0 from Macquarie | $0 |
Paying for things in Greece
Can you pay by card in Greece?
Good in cities and tourist areas, weaker in village tavernas and at island kiosks. Small businesses sometimes prefer cash and will say so.
Cash and ATMs in Greece
Bank ATMs (Alpha, Piraeus, Eurobank) are reliable. Euronet machines are everywhere in tourist areas and charge heavily - avoid them.
Carry €80-€150, more if you are island-hopping. Ferry ticket offices and small tavernas are the usual cash-only points.
Do you tip in Greece?
Not obligatory. Round up the bill or leave 5-10% in a restaurant for good service. Tavernas often add a small cover charge for bread instead.
Worth knowing about paying in Greece
Decline the offer to be charged in Australian dollars at any card terminal or ATM.
Before you pay for anything in Greece
Pay in Euro or Australian dollars?
The terminal will offer you both. One of them is materially more expensive.
How much cash to take overseas
What Greece needs in cash, next to 35 other destinations.
How to avoid ATM fees overseas
Three fees stack on a withdrawal. Two of them are avoidable outright.
What one Australian dollar buys in Greece
€0.62 EUR per AUD
Last recorded rate
These are mid-market rates - the rate banks trade at, published by the European Central Bank. It is not what you will be offered. Expect a card or exchange service to take 0.5% to 5% off it, which is exactly what our travel money comparison is for. Past movement doesn't predict future rates, and none of this is financial advice.
View the numbers as a table
More Greece essentials
Greece visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to Greece
Search fares from Australia, then sort the rest of the trip.
Greece eSIM plans
Instant data, no physical SIM required.
Greece travel insurance
Medical, cancellation and luggage cover for Australian travellers.
Greece airport transfers
Trains, buses, private transfers and taxis compared.
Driving in Greece
International Driving Permit rules and car hire for Australians.
Greece travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in Greece
Attractions, tours and passes worth booking ahead.
Further reading: Travel money for Australians: cards, cash and the fees nobody mentions
How these comparisons are made
Cards are compared on the three fees that actually cost travellers money - the FX margin, ATM fees and account fees - using each issuer's published rates. Jamie has personally spent on travel cards recommended here while overseas. Cash-versus-card guidance is researched per destination rather than copied between pages, because a card strategy that works in Stockholm fails in Osaka. Read the full editorial policy.
Greece money & payments FAQs
How much cash should I carry in Greece?
EUR 80-150, and more if you are island-hopping. Cards are widely accepted in cities and resorts, but ferry ticket offices, village tavernas and island kiosks are often cash-only.
Is travel insurance necessary for Greece?
Australia has no reciprocal health care agreement with Greece, so you pay for all treatment up front. The larger risk on a Greek island holiday is a scooter or quad accident, and most policies exclude those unless you hold a motorcycle endorsement on your Australian licence.
Planning Greece?
We will send you the Greece guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.