EKTA
Gold
2k$36.48 AUD
Compare travel insurance for the United States
Medical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. There is no reciprocal health care agreement with the United States and Medicare covers nothing. An ambulance ride alone can cost USD $1,500; a few days in hospital can exceed AUD $100,000. Travel insurance with unlimited or very high medical cover is essential.
7 insurance options for United States, compared
Klook
Travel insurance
Set at quote
Fast Cover Best value
Standard Saver
9k$49.40 AUD
Compare only
InsureandGo
Gold
5k$55.60 AUD
Compare only
Cover-More Most popular
Comprehensive Plus
15k$60.10 AUD
Compare only
Allianz Travel
Comprehensive
11k$67.10 AUD
Compare only
Southern Cross Travel Insurance Lowest excess
International Comprehensive
7k$71.50 AUD
Compare only
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Gold | US$150,000 | Not included | $0 | $36.48 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Standard Saver | Unlimited | $25,000 | $200 | $49.40 |
| InsureandGo | Gold | Unlimited | $20,000 | $200 | $55.60 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $60.10 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $67.10 |
| Southern Cross Travel Insurance | International Comprehensive | Unlimited | Unlimited | $100 | $71.50 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for United States instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Health risks and cover in United States
Vaccinations for United States
No vaccinations required. Routine Australian immunisations recommended.
Can you take your medication to United States?
Bring prescriptions in original packaging with a doctor's letter. Some medications available over the counter in Australia are prescription-only in the US and vice versa.
Health and safety risks in United States
- Extreme heat in the Southwest in summer
- Hurricane season on the Atlantic and Gulf coasts (June-November)
- Very high healthcare costs
More United States essentials
United States visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to United States
Search fares from Australia, then sort the rest of the trip.
United States eSIM plans
Instant data, no physical SIM required.
United States money and cards
Cards, cash and FX fees for Australian travellers.
United States airport transfers
Trains, buses, private transfers and taxis compared.
Driving in United States
International Driving Permit rules and car hire for Australians.
United States travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in United States
Attractions, tours and passes worth booking ahead.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
How these comparisons are made
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
United States travel insurance FAQs
Does Medicare cover me in the United States?
No. There is no reciprocal health care agreement with the US and Medicare provides no cover overseas. Given US hospital costs, travel insurance with a very high or unlimited medical limit is essential.
Planning United States?
We will send you the United States guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.