EKTA
Gold
2k$36.48 AUD
Compare travel insurance for the United Kingdom
Medical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. Australia has a Reciprocal Health Care Agreement with the UK. You can get medically necessary NHS treatment at the same cost as a UK resident - show your Australian passport and Medicare card. It doesn't cover repatriation, ambulance transfers between hospitals, or pre-arranged treatment, so insurance still matters.
7 insurance options for United Kingdom, compared
Klook
Travel insurance
Set at quote
Fast Cover Best value
Standard Saver
9k$18.10 AUD
Compare only
InsureandGo
Gold
5k$20.30 AUD
Compare only
Cover-More Most popular
Comprehensive Plus
15k$21.90 AUD
Compare only
Allianz Travel
Comprehensive
11k$24.50 AUD
Compare only
Southern Cross Travel Insurance Lowest excess
International Comprehensive
7k$26.10 AUD
Compare only
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Gold | US$150,000 | Not included | $0 | $36.48 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Standard Saver | Unlimited | $25,000 | $200 | $18.10 |
| InsureandGo | Gold | Unlimited | $20,000 | $200 | $20.30 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $21.90 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $24.50 |
| Southern Cross Travel Insurance | International Comprehensive | Unlimited | Unlimited | $100 | $26.10 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for United Kingdom instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Health risks and cover in United Kingdom
Vaccinations for United Kingdom
No vaccinations required.
Can you take your medication to United Kingdom?
Bring prescriptions in original packaging. Australian prescriptions can't be dispensed in the UK, so bring enough for your trip.
Health and safety risks in United Kingdom
- Very little daylight in winter
- Occasional heatwaves with almost no air conditioning
More United Kingdom essentials
United Kingdom visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to United Kingdom
Search fares from Australia, then sort the rest of the trip.
United Kingdom eSIM plans
Instant data, no physical SIM required.
United Kingdom money and cards
Cards, cash and FX fees for Australian travellers.
United Kingdom airport transfers
Trains, buses, private transfers and taxis compared.
Driving in United Kingdom
International Driving Permit rules and car hire for Australians.
United Kingdom travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in United Kingdom
Attractions, tours and passes worth booking ahead.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
How these comparisons are made
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
United Kingdom travel insurance FAQs
Does Medicare cover me in the UK?
Partly. Australia's Reciprocal Health Care Agreement with the UK gives you medically necessary NHS treatment at the same cost as a UK resident. Bring your passport and Medicare card. It won't cover repatriation to Australia or non-urgent treatment, so travel insurance is still worth holding.
Planning United Kingdom?
We will send you the United Kingdom guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.