Compare travel insurance for Sri Lanka

Medical, cancellation and luggage cover for Australian travellers.

Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with Sri Lanka. Private hospitals in Colombo are good; care elsewhere is limited, and evacuation cover matters.

7 insurance options for Sri Lanka, compared

EKTA

Standard

2k
Overseas medical expensesEmergency evacuationBuy after you have departed
$22 AUD

Klook

Travel insurance

Priced per destinationMedical, cancellation and baggageAdventure cover options
Set at quote

Fast Cover Cheapest

Comprehensive

9k
Overseas medical expensesTrip cancellationLuggage & personal items
$23.50 AUD
Compare only

Cover-More Most popular

Comprehensive Plus

15k
Overseas medical expensesTrip cancellationLuggage & personal items
$26.50 AUD
Compare only

InsureandGo

Gold

5k
Overseas medical expensesTrip cancellationLuggage & personal items
$28 AUD
Compare only

Allianz Travel

Comprehensive

11k
Overseas medical expensesTrip cancellationLuggage & personal items
$29.50 AUD
Compare only

Southern Cross Travel Insurance

Comprehensive

7k
Overseas medical expensesTrip cancellationLuggage & personal items
$32 AUD
Compare only

Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.

Compared side by side

InsurerPolicyMedicalCancellationExcessFrom (AUD)
EKTA PartnerStandard$100,000Optional add-on$0$22
Klook PartnerTravel insuranceLimit set at quoteIncludedSet at quoteSet at quote
Fast CoverComprehensiveUnlimitedUnlimited$200$23.50
Cover-MoreComprehensive PlusUnlimitedUnlimited$200$26.50
InsureandGoGoldUnlimitedUnlimited$200$28
Allianz TravelComprehensiveUnlimitedUnlimited$250$29.50
Southern Cross Travel InsuranceComprehensiveUnlimitedUnlimited$100$32

A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Sri Lanka instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.

Health risks and cover in Sri Lanka

Vaccinations for Sri Lanka

Hepatitis A and typhoid usually recommended. Japanese encephalitis and rabies for longer or rural stays. See a travel doctor 6-8 weeks ahead.

Can you take your medication to Sri Lanka?

Bring your own supply in original packaging with a copy of the script.

Health and safety risks in Sri Lanka

  • Dengue fever, particularly in the wet season
  • Traveller's diarrhoea from water and ice
  • Strong rips on south and west coast beaches
  • Road trauma - the bus and tuk-tuk mix is chaotic

Further reading: Travel insurance for Australians: what Medicare actually covers overseas

How these comparisons are made

Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.

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