EKTA
Standard
2k$28 AUD
Compare travel insurance for Nepal
Medical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with Nepal. Care outside Kathmandu is very limited and a helicopter evacuation from a trek routinely costs USD $5,000-$15,000. Insurance that explicitly covers trekking at your maximum altitude is essential.
7 insurance options for Nepal, compared
Klook
Travel insurance
Set at quote
Fast Cover Cheapest
Comprehensive
9k$29 AUD
Compare only
Cover-More Most popular
Comprehensive Plus
15k$33 AUD
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InsureandGo
Gold
5k$35 AUD
Compare only
Allianz Travel
Comprehensive
11k$37 AUD
Compare only
Southern Cross Travel Insurance
Comprehensive
7k$40 AUD
Compare only
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Standard | $100,000 | Optional add-on | $0 | $28 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Comprehensive | Unlimited | Unlimited | $200 | $29 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $33 |
| InsureandGo | Gold | Unlimited | Unlimited | $200 | $35 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $37 |
| Southern Cross Travel Insurance | Comprehensive | Unlimited | Unlimited | $100 | $40 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Nepal instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Health risks and cover in Nepal
Vaccinations for Nepal
Hepatitis A and typhoid usually recommended; rabies and Japanese encephalitis for longer or rural stays. Discuss altitude medication with a travel doctor.
Can you take your medication to Nepal?
Bring everything you need. Pharmacies in Kathmandu are reasonable but counterfeit medication exists.
Health and safety risks in Nepal
- Altitude sickness above 2,500m - the single biggest medical risk here
- Air pollution in the Kathmandu valley in winter
- Traveller's diarrhoea from water and food
- Earthquakes - Nepal is highly seismic
More Nepal essentials
Nepal visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to Nepal
Search fares from Australia, then sort the rest of the trip.
Nepal eSIM plans
Instant data, no physical SIM required.
Nepal money and cards
Cards, cash and FX fees for Australian travellers.
Nepal airport transfers
Trains, buses, private transfers and taxis compared.
Driving in Nepal
International Driving Permit rules and car hire for Australians.
Nepal travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in Nepal
Attractions, tours and passes worth booking ahead.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
How these comparisons are made
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
Nepal travel insurance FAQs
Does my travel insurance cover trekking in Nepal?
Check carefully, because most standard policies do not cover trekking above a stated altitude, and helicopter evacuation from the Everest or Annapurna regions routinely costs USD $5,000-$15,000. You need a policy that names your maximum altitude explicitly.
Planning Nepal?
We will send you the Nepal guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.