EKTA
Standard
2k$24 AUD
Compare travel insurance for the Maldives
Medical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with the Maldives. Resort islands have a nurse or clinic at best, and anything serious requires a seaplane or speedboat evacuation to Male or onward to Colombo or Singapore. Check your policy covers diving to your intended depth.
7 insurance options for Maldives, compared
Klook
Travel insurance
Set at quote
Fast Cover Cheapest
Comprehensive
9k$25 AUD
Compare only
Cover-More Most popular
Comprehensive Plus
15k$28.50 AUD
Compare only
InsureandGo
Gold
5k$30 AUD
Compare only
Allianz Travel
Comprehensive
11k$32 AUD
Compare only
Southern Cross Travel Insurance
Comprehensive
7k$35 AUD
Compare only
Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
Compared side by side
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Standard | $100,000 | Optional add-on | $0 | $24 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Comprehensive | Unlimited | Unlimited | $200 | $25 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $28.50 |
| InsureandGo | Gold | Unlimited | Unlimited | $200 | $30 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $32 |
| Southern Cross Travel Insurance | Comprehensive | Unlimited | Unlimited | $100 | $35 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Maldives instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Health risks and cover in Maldives
Vaccinations for Maldives
No vaccinations required. Routine Australian immunisations recommended.
Can you take your medication to Maldives?
Bring what you need. Pharmacies exist only in Male and larger local islands, not on resort islands. Some codeine-based medicines require a prescription copy at customs.
Health and safety risks in Maldives
- Sunburn and heat - the equatorial UV index is extreme
- Diving and snorkelling incidents, including decompression illness
- Strong currents in channels between atolls
More Maldives essentials
Maldives visa and entry rules
Passport, visa, arrival cards and customs rules for Australian passport holders.
Flights to Maldives
Search fares from Australia, then sort the rest of the trip.
Maldives eSIM plans
Instant data, no physical SIM required.
Maldives money and cards
Cards, cash and FX fees for Australian travellers.
Maldives airport transfers
Trains, buses, private transfers and taxis compared.
Driving in Maldives
International Driving Permit rules and car hire for Australians.
Maldives travel essentials
Adapters, plugs, tap water, tipping and health basics.
Things to do in Maldives
Attractions, tours and passes worth booking ahead.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
How these comparisons are made
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
Maldives travel insurance FAQs
What is the IMUGA Traveller Declaration?
A compulsory free online form covering your passport, flight, accommodation and a short health declaration. Every arriving traveller must submit it within 96 hours before their flight - not earlier, because a declaration filed more than 96 hours ahead is invalid and has to be redone. The only official site is imuga.immigration.gov.mv.
Planning Maldives?
We will send you the Maldives guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.