Compare travel insurance for Indonesia

Medical, cancellation and luggage cover for Australian travellers.

Medical, cancellation and luggage cover for Australian travellers. No reciprocal agreement. Medical evacuation from Bali to Darwin or Perth costs AUD $40,000-$100,000 and is the main reason to hold insurance.

7 insurance options for Indonesia, compared

EKTA

Gold

2k
Overseas medical expenses to US$150,000No excess to pay on a claimSold per day, so a long trip costs proportionally
$36.48 AUD

Klook

Travel insurance

Priced per destinationMedical, cancellation and baggageAdventure cover options
Set at quote

Fast Cover Best value

Standard Saver

9k
Overseas medical expensesTrip cancellationLuggage & personal items
$20.90 AUD
Compare only

InsureandGo

Gold

5k
Overseas medical expensesTrip cancellationLuggage & personal items
$23.50 AUD
Compare only

Cover-More Most popular

Comprehensive Plus

15k
Overseas medical expensesTrip cancellationLuggage & personal items
$25.40 AUD
Compare only

Allianz Travel

Comprehensive

11k
Overseas medical expensesTrip cancellationLuggage & personal items
$28.40 AUD
Compare only

Southern Cross Travel Insurance Lowest excess

International Comprehensive

7k
Overseas medical expensesTrip cancellationLuggage & personal items
$30.30 AUD
Compare only

Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.

Compared side by side

InsurerPolicyMedicalCancellationExcessFrom (AUD)
EKTA PartnerGoldUS$150,000Not included$0$36.48
Klook PartnerTravel insuranceLimit set at quoteIncludedSet at quoteSet at quote
Fast CoverStandard SaverUnlimited$25,000$200$20.90
InsureandGoGoldUnlimited$20,000$200$23.50
Cover-MoreComprehensive PlusUnlimitedUnlimited$200$25.40
Allianz TravelComprehensiveUnlimitedUnlimited$250$28.40
Southern Cross Travel InsuranceInternational ComprehensiveUnlimitedUnlimited$100$30.30

A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Indonesia instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.

Health risks and cover in Indonesia

Vaccinations for Indonesia

Hepatitis A and typhoid are commonly recommended. Rabies is present in Bali - consider pre-exposure vaccination if you'll be around animals or in remote areas.

Can you take your medication to Indonesia?

Codeine and some ADHD and anxiety medications are restricted. Carry a doctor's letter and original packaging.

Health and safety risks in Indonesia

  • Rabies from dogs and monkeys
  • Dengue fever
  • Bali belly - avoid tap water, ice from unknown sources, and unwashed produce
  • Methanol poisoning from cheap spirits and free cocktails

Further reading: Travel insurance for Australians: what Medicare actually covers overseas

How these comparisons are made

Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.

Indonesia travel insurance FAQs

Can I ride a scooter in Bali on my Australian licence?

Only if your Australian licence includes a motorcycle class and you carry a 1949 Geneva Convention International Driving Permit obtained in Australia. Without both, you're riding illegally and your travel insurance won't cover a crash - the most common cause of large uninsured medical bills for Australians in Bali.

Save your trip

Create a free account to save your checklist, keep your comparisons and get told when entry rules change for your destination.

or

By continuing you agree to our terms and privacy policy.