EKTA
Gold
2kMedical, cancellation and luggage cover for Australian travellers.
Medical, cancellation and luggage cover for Australian travellers. No reciprocal agreement. Medical evacuation from Bali to Darwin or Perth costs AUD $40,000-$100,000 and is the main reason to hold insurance.
Gold
2kTravel insurance
Standard Saver
9kGold
5kComprehensive Plus
15kComprehensive
11kInternational Comprehensive
7kPrices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.
| Insurer | Policy | Medical | Cancellation | Excess | From (AUD) |
|---|---|---|---|---|---|
| EKTA Partner | Gold | US$150,000 | Not included | $0 | $36.48 |
| Klook Partner | Travel insurance | Limit set at quote | Included | Set at quote | Set at quote |
| Fast Cover | Standard Saver | Unlimited | $25,000 | $200 | $20.90 |
| InsureandGo | Gold | Unlimited | $20,000 | $200 | $23.50 |
| Cover-More | Comprehensive Plus | Unlimited | Unlimited | $200 | $25.40 |
| Allianz Travel | Comprehensive | Unlimited | Unlimited | $250 | $28.40 |
| Southern Cross Travel Insurance | International Comprehensive | Unlimited | Unlimited | $100 | $30.30 |
A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Indonesia instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.
Hepatitis A and typhoid are commonly recommended. Rabies is present in Bali - consider pre-exposure vaccination if you'll be around animals or in remote areas.
Codeine and some ADHD and anxiety medications are restricted. Carry a doctor's letter and original packaging.
Further reading: Travel insurance for Australians: what Medicare actually covers overseas
Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.
Only if your Australian licence includes a motorcycle class and you carry a 1949 Geneva Convention International Driving Permit obtained in Australia. Without both, you're riding illegally and your travel insurance won't cover a crash - the most common cause of large uninsured medical bills for Australians in Bali.
We will send you the Indonesia guide as it grows - what to book before you go, which eSIM and travel card are worth it there, and what things actually cost in Australian dollars.