Compare travel insurance for Cambodia

Medical, cancellation and luggage cover for Australian travellers.

Medical, cancellation and luggage cover for Australian travellers. Australia has no reciprocal health care agreement with Cambodia, and local hospital care outside Phnom Penh is limited. Serious illness or injury usually means evacuation to Bangkok, which is why insurance with medical evacuation cover is not optional here.

7 insurance options for Cambodia, compared

EKTA

Standard

2k
Overseas medical expensesEmergency evacuationBuy after you have departed
$23 AUD

Klook

Travel insurance

Priced per destinationMedical, cancellation and baggageAdventure cover options
Set at quote

Fast Cover Cheapest

Comprehensive

9k
Overseas medical expensesTrip cancellationLuggage & personal items
$24.50 AUD
Compare only

Cover-More Most popular

Comprehensive Plus

15k
Overseas medical expensesTrip cancellationLuggage & personal items
$27.50 AUD
Compare only

InsureandGo

Gold

5k
Overseas medical expensesTrip cancellationLuggage & personal items
$29 AUD
Compare only

Allianz Travel

Comprehensive

11k
Overseas medical expensesTrip cancellationLuggage & personal items
$30.50 AUD
Compare only

Southern Cross Travel Insurance

Comprehensive

7k
Overseas medical expensesTrip cancellationLuggage & personal items
$33.50 AUD
Compare only

Prices are indicative, shown in AUD and refreshed from provider APIs where available. Always confirm the final price on the provider's site - it is the price that applies. We may earn a commission if you buy through our links, which never changes what you pay. Partners are listed before providers who pay us nothing, as our terms set out; sorting by price ignores all of that and orders on the number alone. How we make money.

Compared side by side

InsurerPolicyMedicalCancellationExcessFrom (AUD)
EKTA PartnerStandard$100,000Optional add-on$0$23
Klook PartnerTravel insuranceLimit set at quoteIncludedSet at quoteSet at quote
Fast CoverComprehensiveUnlimitedUnlimited$200$24.50
Cover-MoreComprehensive PlusUnlimitedUnlimited$200$27.50
InsureandGoGoldUnlimitedUnlimited$200$29
Allianz TravelComprehensiveUnlimitedUnlimited$250$30.50
Southern Cross Travel InsuranceComprehensiveUnlimitedUnlimited$100$33.50

A row that reads Get a quote is priced per destination and per traveller rather than sold at a set premium, so its price and its cover limits are shown on the insurer's own quote for Cambodia instead of here. Whichever row you follow, the Product Disclosure Statement for the policy you buy is the document that decides a claim - not this table.

Health risks and cover in Cambodia

Vaccinations for Cambodia

Hepatitis A and typhoid are usually recommended, and rabies and Japanese encephalitis for longer or rural stays. See a travel doctor 6-8 weeks before you go.

Can you take your medication to Cambodia?

Bring what you need with you. Counterfeit medication is a real problem in Cambodian pharmacies.

Health and safety risks in Cambodia

  • Dengue fever year-round, peaking in the wet season
  • Traveller's diarrhoea from water and ice
  • Road trauma - Cambodia has one of the highest road death rates in the region
  • Unexploded ordnance in some rural areas away from marked paths

Further reading: Travel insurance for Australians: what Medicare actually covers overseas

How these comparisons are made

Policies are compared on the numbers that decide real claims: overseas medical cover, cancellation cover and excess, with the pricing basis stated under every table. Jamie has personally taken out policies with insurers recommended on this site. Premiums shown are indicative for the stated traveller and trip; the PDS for the specific policy is the binding document and the reason every page says to read it. Read the full editorial policy.

Cambodia travel insurance FAQs

Is travel insurance essential for Cambodia?

Yes, and specifically with medical evacuation cover. Hospital care outside Phnom Penh is limited, and a serious illness or road accident usually means an evacuation to Bangkok that costs tens of thousands of dollars without cover.

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